10 Powerful Money Mindset Affirmations to Create Wealth

10 Powerful Money Mindset Affirmations to Create Wealth

If you’re looking for a richer, more abundant life, you’ll love these 10 powerful money mindset affirmations. I pulled them from my latest book, 31 Days of Wealth Empowerment for Women: Simple Tips to Create Wealth That Lasts.

How Do Money Mindset Affirmations Work?

Affirmations about money are more than just positive thoughts—they’re transformative tools that address our deep-seated beliefs about wealth. By consistently using money mindset affirmations, you can replace these limiting beliefs with an empowering mindset that not only impacts your confidence with money but also opens the door to new possibilities of financial freedom.

Money mindset affirmations serve as daily reminders that you are worthy of wealth, capable of managing your finances successfully, and deserving of all the abundance you desire.

As you declare these statements of belief daily, they begin to dissolve habitual thought patterns, helping you believe in a richer, more fulfilling financial future. For an even more powerful breakthrough, combine your faith and scripture with these affirmations.

10 powerful money mindset affirmations pin

My Money Story

In case you don’t know me, I’m Patti Fagan, a Ramsey Solutions Master Financial Coach and former retirement planner. For over sixteen years, I’ve been helping women take charge of their finances and create financial security. I owned and operated an independent insurance and financial services agency for nine of those years. But, before I became educated as a financial professional, my finances were a hot mess. You can read my money story here.

Now my focus is helping women achieve financial security for their retirement years. Which is why I love writing books on women and money.

Here is an excerpt from my latest book, 31 Days of Wealth Empowerment for Women: Simple Tips to Create Wealth That Lasts.

Choose to Believe You’re Worthy of Wealth

“What’s keeping you from becoming rich? In most cases, it’s simply a lack of belief. In order to become rich, you must believe that you can do it, and you must take the actions necessary to achieve your goals.”

~Suze Orman, Personal Finance Expert

As I mentioned earlier, creating wealth begins with shifting your limiting beliefs. Your beliefs dictate your behavior, and your behavior will allow you to take action to reach your goals. If you don’t do the necessary work to address your limiting beliefs first, you’ll spin your wheels and wonder why you’re not getting anywhere. Repeat the following affirmations to yourself daily to begin shifting your identity as a wealthy woman. You need to see yourself as a woman worthy of wealth before you can actually have wealth.

I deserve wealth affirmation

Wealth and Money Mindset Affirmations

I am Worthy of Wealth

I deserve to step into my power and have wealth. I use my wealth for the greater good and appreciate it. I am worthy of abundance, prosperity, and riches. As my wealth grows, I can handle money and manage it well.

money mindset affirmations to create wealth

I do not allow my mind to focus on fear and scarcity. Instead, I choose to focus on wealth.

I attract wealth with grace and ease. I am a money magnet who draws wealth. I am committed to continually working on my wealth mindset, which allows me not just to bring money in but also to hold onto it.

Money is just one aspect of my wealth.

I also have an abundance of wealth in the form of love, joy, family, friendships, and health. Blessings flow into my life every day, and I’m grateful for them.

wealth and prosperity affirmation

Wealth and prosperity come to me in many ways.

I let go of the self-limiting beliefs that block wealth. I release the negative thoughts that prevent abundance from being a part of my life. I invest time and energy into cultivating a healthy money mindset.

wealth and financial success affirmation

I am aware of how my actions and thoughts shape my wealth and financial success.

Starting today, I believe I deserve wealth. I know I deserve abundance in my life. I am grateful for the many blessings that flow into my life. I attract more wealth and abundance with each step I take.

Money Mindset Coaching Tip

New wealth affirmations may not initially feel 100% true. Don’t let that discourage you; it’s normal. Simply choose the ones you feel will support you the most right now and keep saying them out loud as you go through the process of imprinting new beliefs.

If you feel doubt creep in or resistance to accepting a new, empowering money belief, simply ask yourself, “What if this could be true for me?” This will instantly refocus your brain on all that is possible for you to experience.


More than anything else, building true wealth begins with your mindset. You have to believe you are worthy of building wealth. I firmly believe every woman is worthy and capable of creating a life of abundance. You just have to do the work.

I hope you put these affirmations to good use, so you can experience the freedom that comes with doing this deeper money mindset work. You got this!

More Money Mindset Articles:

5 Steps to Heal Your Relationship with Money

20 Money Affirmations to Increase Your Finances

Commanding Your Morning: The Life-Changing Power of Affirmations

20 Biblical Affirmations for Financial Success

30 Affirmations for a Healthy Relationship with Money

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