Dwelling on the Word of God Brings Financial Peace

One of the most critical keys to transforming my relationship with money was committing to dwelling on the word of God. I figured if I wanted His help to get out of my mess (my six-figure credit card debt), I had better commit to doing things His way. I really had nothing to lose and everything to gain. So, I committed to spend quality time in God’s word every single morning for one, two, sometimes even three hours. I got up at 4:30 each morning because I wanted to give Him the first fruits of my time.
Joshua 1:8 tells us how to make our way prosperous and be successful in all areas of our lives, including our finances.
This Book of the Law shall not depart from your mouth, but you shall meditate in it day and night, that you may observe to do according to all that is written in it. For then you will make your way prosperous, and then you will have good success.
The word meditate comes from the Hebrew word hagah, which means…
…to ponder
…to study
…to imagine
…to muse
…to contemplate
…to reflect
By filling our mind with the Word of God, we are aligning our thoughts with the Truth. It is the Truth that sets us free. We need to be set free from worry and fear and renew our mind with faith. Faith is the doorway to receiving the promises of God.
You may enjoy reading Here’s Why God Wants You to Dream Big
By dwelling on the word of God day and night,
we learn to walk by faith, not by sight. We can become so consumed by the word of God that no negative circumstance, bad report, or late notice can phase us. Instead, we respond to bad news with bold faith and the truth, which is the word of God.
We walk by faith, not by sight.
We walk by faith, not by late notices.
We walk by faith, not by phone calls from creditors.
We walk by faith, not by credit scores.
We walk by faith, not by late charges.
We walk by faith, not by unpaid loan balances.
We walk by faith, not by paychecks.
We walk by faith, not by stress, worry, or fear.
Anything that does not align with the word of God is a lie from the pit of hell. We don’t allow lies to take up residence in our thoughts. We take our thoughts captive, no matter how compelling the physical evidence may be. We choose to put our attention on the promises of God, which are Yes in Him, and Amen in Him.
By the grace of God, I was able to pay off all my credit card debt (six-figures worth!) in approximately five years with NO BANKRUPTCY (you can read about my messy money story HERE). Today, I have a completely transformed relationship with my money. I give all the glory to God. I trusted His promises and waited on Him. It was extremely stressful at times. I had to be changed from the inside out. I had to do some serious work on my money mindset as well as my relationship with my sense of worth and I had to overcome the emotional side of money.
“If God gives such attention to the appearance of wildflowers—most of which are never even seen—don’t you think he’ll attend to you, take pride in you, do his best for you? What I’m trying to do here is to get you to relax, to not be so preoccupied with getting, so you can respond to God’s giving. People who don’t know God and the way he works fuss over these things, but you know both God and how he works. Steep your life in God-reality, God-initiative, God-provisions. Don’t worry about missing out. You’ll find all your everyday human concerns will be met.
“Give your entire attention to what God is doing right now, and don’t get worked up about what may or may not happen tomorrow. God will help you deal with whatever hard things come up when the time comes.
(Matthew 6:30-34 The Message)
40 Days of Prayer for My Finances
Are you struggling with financial challenges, burdened by debt, or constantly living paycheck to paycheck?
Are you tired of not having enough money to do all the things you want to do?
Relentless worry, anxiety, and stress about money can be overwhelming. I’ve been there, and I’m here to tell you there’s a way out—and it starts with dwelling on the Word of God and powerful daily prayers.
Introducing 40 Days of Prayer for My Finances, a powerful and transformative book of prayers designed specifically for Christians facing financial stress. This book is your key to breaking free from the chains of financial lack and discovering God’s promises of prosperity and provision in your life.
Available on Amazon HERE.
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Hello, I’m Patti! I’m a Christian Life & Money Coach, Ramsey Solutions Master Financial Coach, Health Coach, writer, and former retirement planner. I’m also an award-winning co-author of She Writes for Him: Stories of Resilient Faith (Redemption Press), and prayer warrior, serving on the prayer team at my local church.
My mission is to provide inspiration, coaching, tools, and resources to help you claim all the goodness and abundance God has for you.



Hi, we are in a financial and health issues. I would like to know what was the first book you wrote of your financial situation? Secondly, what was your first prayer prayed. I am asking to give first steps taken by you. Gratefully, thank you.
Hi Jeannette, I would suggest my book, 40 Days of Prayer for My Finances. It sums up my financial journey from struggle to victory, including steps I took to get my breakthrough. I think it will bless you. You can find it here: https://www.amazon.com/Days-Prayer-Finances-Financial-Breakthrough/dp/B0CPY34H2L.
When I was going through financial struggles, the Bible verse I meditated on over and over again was Philippians 4:19, “And my God shall supply all your need according to His riches in glory by Christ Jesus.”
I hope this provides the guidance you are seeking. Stay STRONG IN THE LORD. He will not let you down.
Patti
Ty I found this page a few hours ago. I really needed these prayers today because I am in financial distress right now.?ty
Oh Carolyn, I’m so glad you found my website. If you’re having financial distress, I suggest going through the FAITH articles here on this website by clicking on the tab in the menu labeled FAITH (at the top of this page). You’ll find loads of hope and encouragement from God’s Word to get your faith on track for receiving God’s blessings. I’m praying for you, Carolyn.
Am Rachel from Uganda and would like advise on how to get out of debt completely because right now am drowning and even today had to borrow because of an emergency. I work, pray and i love the word of God but at times feel like wherever i turn i meet a stumbling g block and fall deeper in debt. Please help me
Hello Rachel, I understand what you’re going through. The Lord knows what you’re going through. Stay focused on His promises for you. Have you read this blog post: https://pattifagan.com/prayer-to-get-out-of-debt/
Stay strong, my friend!
Patti
Hi Patti reaching out to you from Afica (Ghana),
Thank you soo much for your encouraging materials. I find them so helpful letting us know God is with us as I am struggling through finacial distress with a debt ballooning towards an equivalent of 5,500usd, currently unemployed and lenders are on me. please keep your good work going as I build my faith towards God to lift me out of this burden I have been struggling with for the past 2 months. God will do it again.
Hello Japhet,
I’m so sorry to hear of your financial struggles. My best advice is to get plugged into God’s Word and ask Holy Spirit to show you what steps to take.
God bless you.
Patti
thank you so much for those scriptures for financial breakthrough see let me be able to dwell on lord word for my financial peace let me able to commit all my financial problems unto the lord
You’re on the right track, my friend. Keep your eyes on the LORD. This will help you: https://pattifagan.com/what-i-learned-about-the-praise-cure/